ROADMAP
Where we’re going
From instant settlements to a full financial toolkit for groups.
Launch
The foundation — split expenses and settle every balance in one on-chain transaction.
- Group expense tracking with flexible splits
- EIP-712 consensus — everyone signs before settlement
- Atomic USDC settlement on Base
- Gas fees covered by Spliz
Social & Accessibility
Anyone can join in seconds — no crypto knowledge required.
- Sign in with Google or Apple
- Guest mode — join with just a name
- Embedded wallets created automatically
- Invite links — one tap to join a group
On-ramp & Payments
Buy USDC directly in the app — card or bank transfer.
- Buy USDC with card or bank transfer
- Push notifications for group activity
- Improved payment flow and UX
Yield & Virtual Card
Your USDC works for you — earn yield and spend anywhere.
- 3–8% yield on idle USDC balances
- Virtual card to spend USDC at any merchant
- Instant top-up from your Spliz balance
Web App
Spliz on any device — your browser becomes a full client, synced with mobile.
- Full web app synced with iOS and Android
- Manage expenses, approve and settle from your browser
- Same account, same data, any device
Multi-token
Settle in the stablecoin your group prefers.
- Support for USDT, DAI, and more stablecoins
- Per-group token selection
- Automatic token conversion
Multichain
Same experience, more networks — settle wherever your group lives.
- Settlement on Arbitrum, Optimism, and more L2s
- Cross-chain settlements
- Automatic bridge integration