Terms & Conditions

Last updated: March 2, 2026

1. Service overview

Spliz is a mobile application that enables users to split shared expenses and settle balances in USDC on the Base network. Spliz is not a financial institution, custodian, or money transmitter.

2. Eligibility

You must be at least 18 years old to use Spliz. By creating an account, you represent that you meet this requirement and that your use complies with all applicable laws in your jurisdiction.

3. Wallets & custody

Spliz does not hold, control, or have access to your funds. Settlements are executed by a smart contract on Base. You are solely responsible for the security of your wallet and private keys.

4. Fees

Spliz charges a flat 0.5% fee in USDC on each settlement. Gas fees are sponsored by Spliz through a Paymaster — you do not pay gas in ETH. Fees are transparent and recorded on-chain.

5. Consensus & settlement

Settlement requires 100% consensus: every member of a Spliz must sign via EIP-712 before the smart contract executes. No member can be charged without their explicit cryptographic signature.

6. No warranty

Spliz is provided "as is" without warranties of any kind. We do not guarantee uninterrupted service, absence of bugs, or the value of any digital asset. Use at your own risk.

7. Limitation of liability

To the maximum extent permitted by law, Spliz shall not be liable for any indirect, incidental, or consequential damages arising from the use of the app, including but not limited to loss of funds, failed transactions, or smart contract vulnerabilities.

8. Modifications

We reserve the right to update these terms at any time. Continued use of Spliz after changes constitutes acceptance of the revised terms.

9. Contact

For questions about these terms, contact us at contact@spliz.app.