Splitting expensesOctober 14, 2026路4 min readChristmas dinner 2026: how to split the costA $360 dinner for 8 adults and 4 children. Work out shares, separate alcohol and count dishes people bring, with a message to adapt for your group.
Splitting expensesOctober 14, 2026路3 min readChristmas group gift 2026: budget and split the costPlan a shared Christmas gift with a per-person limit, delivery costs and unequal contributions. A six-person example and a message for your group.
Splitting expensesOctober 14, 2026路3 min readCouples bill split calculator: income-based vs 50/50Split shared bills in proportion to income or 50/50. Compare contributions, income percentages and money left after bills. Free, no account needed.
Stablecoins & moneyOctober 13, 2026路9 min readStablecoins 2026: the recapVisa, Mastercard, Samsung and SAP: stablecoin announcements, partnerships and payment volumes through October 13, 2026.
Splitting expensesOctober 9, 2026路5 min readFree group trip budget template for Excel and Google SheetsDownload a free group trip budget for Excel or Google Sheets. Compare planned and actual costs, track 100 expenses and see a worked example. No signup.
Stablecoins & moneyOctober 9, 2026路8 min readMastercard Wallet Pay: from wallet balance to checkoutHow Mastercard Wallet Pay connects wallets to checkout, where stablecoins fit, and what builders need to verify about custody, costs and refunds.
Stablecoins & moneyOctober 5, 2026路6 min readStablecoins: what banks stand to keep or loseBanks can hold stablecoin reserves while another app owns the customer relationship. What Qivalis and tokenized deposits reveal about that competition.
Stablecoins & moneyOctober 4, 2026路5 min readFed rate hike: what changes for your money?What the September 2026 Fed rate hike means for US savings accounts, credit cards and mortgages. Clear examples and nine primary sources.
Stablecoins & moneyOctober 4, 2026路10 min readWhat backs the US dollar? From gold to stablecoinsIs the US dollar backed by gold? Follow its history from silver coins through the Federal Reserve, 1933, 1971 and dollar stablecoins.
Splitting expensesOctober 4, 2026路4 min readHow to split US road trip costs, including card holdsSplit rental cars, gas and tolls with friends. A worked US road trip budget explains what to share and how to handle a card hold.
Splitting expensesOctober 3, 2026路3 min readA canceled group booking: splitting the refundA worked example for sharing a booking refund, including repayments already made and the difference between promised and received money.
Splitting expensesOctober 2, 2026路3 min readSplit a dinner bill when someone does not drinkSix friends, a $240 bill, and only four drinking wine. Work out each share, handle extras, and keep repayments separate.
RegulationSeptember 21, 2026路12 min readDigital euro: what would actually change for you?Digital euro explained: timing, payments, privacy, cash and holding limits. Verified facts and the decisions still pending in 2026.
SplizSeptember 18, 2026路4 min readMoney should feel socialArchive: money in shared moments and the early payment ideas explored by Spliz.
Splitting expensesSeptember 16, 2026路5 min readBest bill splitting apps in 2026, comparedSplitwise, Tricount, Splid, Settle Up, Venmo and Spliz compared: free plan, account, offline use, and how the group pays back.
Stablecoins & moneySeptember 16, 2026路6 min readQivalis: the euro stablecoin of 37 banks, explained37 banks back a euro stablecoin project. Authorization, distribution and access: the steps between a consortium and an available product.
Stablecoins & moneySeptember 13, 2026路42 min readWhat Is Money? The Story of Who Keeps the LedgerYour bank balance is a promise written in a ledger. Where it comes from, how banks create it, and who can freeze or rewrite it.
Splitting expensesSeptember 11, 2026路5 min readWhy one friend always pays first (and how to stop)Booking for the group also means paying upfront and tracking repayments. How to share that work and keep a common record.
Stablecoins & moneySeptember 9, 2026路7 min readHow stablecoins are becoming payment infrastructureVisa, Stripe and bank payouts: where stablecoins fit into payments, what adoption figures show, and what the infrastructure still needs.
Splitting expensesSeptember 9, 2026路6 min readVacation rental split calculator: different nightsSplit a vacation rental when guests stay different nights. Free calculator, two methods, a $900 example, cleaning fees and couples explained.
SplizSeptember 7, 2026路9 min readFrom "What do I owe you?" to a single transactionTechnical archive: from shared expenses to group settlement. This payment experience is no longer offered in Spliz.
Stablecoins & moneyAugust 26, 2026路3 minRevolut鈥檚 EURR: behind the app, who owes the euros?Revolut offers the token; Bridge Building issues it. Understanding EURR through the roles behind its rollout and redemption.
Splitting expensesAugust 16, 2026路4 min readHow to send money between friends, across bordersHow do you repay a friend in another country? Compare transfer fees, timing and the amount received, by bank transfer or in USDC between wallets.
Security & controlAugust 15, 2026路3 minCustody and self-custody: who can act on your funds?Keys, recovery, exports and permissions: what custody changes when you make a payment or leave an app.
Stablecoins & moneyAugust 8, 2026路6 min readWhat is Arc, the blockchain Circle is building?Circle's stablecoin chain opened to the public on September 16, 2026. What Arc promises, who validates it, and what the critics say.
Stablecoins & moneyAugust 8, 2026路7 min readBanking as a Service: who is behind your fintech app?One brand in the app, another institution in the contract. Understanding the roles of a financial provider and its partner.
Stablecoins & moneyAugust 5, 2026路5 min readStablecoin cards: from purchase to refundApproval is one step in a longer journey. Follow a wallet-backed card purchase through authorization, spending permissions and a refund.
Stablecoins & moneyAugust 5, 2026路3 minFrom wallet to bank: following virtual accounts and offrampsA confirmed blockchain transfer does not prove a bank credit. Follow the steps, responsibilities and total cost of moving funds.
RegulationJuly 10, 2026路5 min readCircle National Trust: what does becoming a bank change?Custody, reserves and token access: understanding Circle鈥檚 trust bank charter and what it means for USDC holders.
Security & controlJuly 4, 2026路3 min readCrypto wallets: access to funds and the power to actAddresses, keys, recovery and permissions: understand what a wallet does, who controls it and what changes when you lose your phone.
Stablecoins & moneyJuly 1, 2026路6 min readWhat is x402, the pay-per-use web for AI agents?Coinbase and Cloudflare are switching on a dormant HTTP code so AI agents can pay per request in stablecoins. What x402 is, and its catch.
Stablecoins & moneyJuly 1, 2026路3 minOpen USD: sharing the economics of a digital dollarLaunched on September 30, 2026, OUSD links distribution with reserve income and governance. What is established and what remains to be proven.
SplizJune 23, 2026路2 min readSpliz: the fintech for groupsArchive: Spliz鈥檚 vision for groups, shared expenses and repayments. The former payment experience is disabled.
RegulationJune 23, 2026路4 min readThe GENIUS Act: the US stablecoin law, explainedThe US federal framework for payment stablecoins: issuer obligations, holder rights and the effective-date formula.
Stablecoins & moneyJune 22, 2026路5 min readStripe and stablecoins: building a complete payment serviceBridge, Privy and Tempo cover different parts of a payment. What bringing them together offers businesses, and what still needs connecting.
SplizJune 19, 2026路2 min readBuilt for one person. Life happens in groups.Archive: why the group is a starting point for tracking expenses and designing payments.
Stablecoins & moneyJune 12, 2026路7 min readWhat is a blockchain, really?A shared ledger, validation rules and governance choices. What a blockchain lets you verify and what it does not establish.
Stablecoins & moneyJune 11, 2026路3 minBehind USDC: how to read the reservesWhat a reserve report establishes at a given date, and why it does not guarantee your withdrawal process.
Stablecoins & moneyJune 7, 2026路5 min readWhy Visa and Mastercard now settle in stablecoinsAfter a card purchase, partners still need to settle accounts. Where stablecoins enter that process and how to measure the change.
RegulationJune 5, 2026路3 minMiCA: the rights behind a stablecoinIssuer, platform and redemption: understand the responsibilities MiCA defines and the limits of its protection.
Stablecoins & moneyJune 5, 2026路3 min readStablecoins: what supports the promise of a dollarA stablecoin targets a steady value. Reserves, redemption and market prices explain what supports that promise.
SplizJune 3, 2026路4 min readDo you need crypto knowledge to use Spliz?Archive: Spliz鈥檚 former sign-in and payment experience. Today, splitting expenses requires neither a wallet nor crypto.
Splitting expensesMay 30, 2026路2 min readWhy settling on-chain ends the awkward money momentArchive: the repayments friends keep putting off and the early approaches explored in Spliz.
Splitting expensesMay 27, 2026路4 min readHow to split expenses with friends: who owes whom?Work out who owes whom with a $300 example, equal or unequal shares, and repayments already made. A practical guide to splitting expenses with friends.
Splitting expensesMay 20, 2026路2 min readHow to split expenses without a bank transferArchive: former USDC repayments in Spliz. The current app records repayments made elsewhere.
Stablecoins & moneyMay 14, 2026路3 min readExpenses in euros, payment in USDC: reading both amountsArchive: an expense鈥檚 currency, the displayed balance and former USDC payments in Spliz. These payments are disabled.
Splitting expensesMay 6, 2026路2 min readHow to split a group trip and settle in USDCArchive: organising a group trip and its former USDC repayments. Expense tracking remains available; payments are disabled.
Security & controlApril 22, 2026路1 min readWhat "non-custodial" means when you split expensesArchive: who controlled the funds in Spliz鈥檚 former payments. Wallets and payments are now disabled.
SplizApril 9, 2026路3 min readWhy I built Spliz: a dinner bill in MontrealArchive: a dinner bill in Montreal, the origins of Spliz and its early choices for repayments between friends.
