Three moments, one balance

More groups than people, none has an account. Spliz gives each one its own.

01 · After the spendLive

The all-or-nothing settlement.

Everyone pays on their own, then it all clears at once. No one chases, no one carries the group.

Settled in one transaction, USDC on Base.

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02 · Before the spendNext up

Money up front, on the group's rules.

The group funds a shared pot. The money lives there, and the group sets its rules.

An account that belongs to the group, not one person.

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03 · During the spendLater

The bill splits itself the second you pay.

The group card. You tap, and the spend is split across members at the moment of payment.

The group spends, the bill splits itself.

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The difference comes down to one thing: where the money sits at the moment of the spend.

One group, three moments, one balance.

One card, three connections

The card never changes. The reservoir it draws from does.

Your account
The personal card debits your balance. Your money, your spending.
ALWAYS
The pot
The pot card draws from the money set aside together. The pot's rules apply.
BEFORE
The split across members
The Split card divides at the moment of payment: everyone is debited their share.
DURING

The pot card and the Split card are the same card with two connections: one draws from what was set aside before, the other splits during.

The shared account for your friends. Settle your next group tab in one signature.