Terms & Conditions
Last updated: March 2, 2026
1. Service overview
Spliz is a mobile application operated by Spliz, SASU (contact@spliz.app), that enables users to split shared expenses and settle balances in USDC on the Base network. Spliz is not a financial institution, custodian, or money transmitter.
2. Eligibility
You must be at least 18 years old to use Spliz. By creating an account, you represent that you meet this requirement and that your use complies with all applicable laws in your jurisdiction.
3. Wallets & custody
Spliz does not hold, control, or have access to your funds. Settlements are executed by a smart contract on Base. You are solely responsible for the security of your wallet and private keys.
4. Fees
Spliz charges a 0.1% fee in USDC on each settlement, with a minimum of $0.10. Network fees are covered by Spliz — you pay nothing extra. Fees are transparent and verifiable.
5. Consensus & settlement
Settlement requires 100% consensus: every member of a Spliz must approve with a cryptographic signature before settlement executes. No member can be charged without their explicit approval.
6. No warranty
Spliz is provided "as is" without warranties of any kind. We do not guarantee uninterrupted service, absence of bugs, or the value of any digital asset. Use at your own risk.
7. Limitation of liability
To the maximum extent permitted by law, Spliz shall not be liable for any indirect, incidental, or consequential damages arising from the use of the app, including but not limited to loss of funds, failed transactions, or smart contract vulnerabilities.
8. Blockchain risks
Settlements are executed on the Base network (an Ethereum Layer 2) and are final and irreversible once confirmed. Spliz does not control USDC (issued by Circle), the Base network, or the underlying Ethereum blockchain. Settlements may be delayed or paused in exceptional circumstances (network congestion, emergency maintenance). You acknowledge that on-chain transactions cannot be reversed or canceled after execution.
9. Financial disclaimer
Spliz is not a bank, exchange, broker, or financial advisor. Spliz does not provide investment, tax, or legal advice. USDC is a third-party stablecoin and is not legal tender or a government-backed currency. Your funds are not protected by any deposit guarantee scheme (FDIC, FGDR, or equivalent). You are solely responsible for your own tax reporting obligations related to USDC transactions.
10. Acceptable use and geographic restrictions
You may not use Spliz (a) for any unlawful purpose, including money laundering, financing of terrorism, sanctions evasion, fraud, market manipulation, or tax evasion; (b) to attempt to circumvent the AML and sanctions controls described in our Privacy Policy section 9; (c) to harass, defame, or harm other users; (d) to upload content that infringes intellectual property rights or contains malware; or (e) to scrape, reverse-engineer, or interfere with the operation of the service. Spliz is not available to residents of, or persons located in, jurisdictions targeted by comprehensive sanctions: Iran, North Korea, Cuba, Syria, Russia, the Crimea region, the so-called Donetsk People's Republic and Luhansk People's Republic, and any other territory designated by the OFAC, EU, or UN sanctions regimes. By using Spliz you represent that you are not located in such a jurisdiction and that you are not on any sanctions list. We may suspend or terminate accounts for violation of this section without notice and report illegal activity to the competent authorities.
11. Modifications
We may update these terms from time to time. We will notify you of material changes at least 15 days before they take effect via the app or email. If you disagree with the changes, you may delete your account before they take effect. Continued use after the effective date constitutes acceptance of the revised terms.
12. Governing law and jurisdiction
These terms are governed by the laws of the French Republic. Any dispute arising out of or in connection with the use of Spliz that cannot be resolved amicably shall be submitted to the exclusive jurisdiction of the competent courts of Paris, France. Where you are a consumer protected by mandatory provisions of the law of your habitual residence, this clause does not deprive you of the protection afforded by those mandatory provisions and you may also bring proceedings before the competent courts of your country of residence.
13. Contact
For questions about these terms, contact us at contact@spliz.app.