Split your
expenses,
between friends
Add expenses. Everyone approves. Settled in seconds.
Spliz
DAO Offsite
Total expenses
You receive 30.00
480.00 USDC
Liam
Nina
Kev
Youme
*Gas sponsored by Spliz — 0.1% fee in USDC
try it — it's a demo
0%
Consensus to settle
~0s
Paid in ~2 seconds
$0
Gas fees covered
0.0%
Settlement fee
$0.10 minimum
Features
Everything you need.
Nothing you don’t.
Most expense apps stop at tracking. Spliz actually pays everyone — in one transaction, in seconds.
Invite link
One link to join. No app download required.
Guest mode
Join with just a name. No account, no wallet.
Instant settlement
Every balance paid in ~2 seconds.
100% consensus
No one is charged without their signature.
170+ currencies
See amounts in your currency. Settle in USDC.
Gas covered
Zero network fees. We cover them.
Auto wallet
No crypto wallet needed. Created on sign-in.
Flexible split
Equal, percentage, or exact amounts.
TRANSPARENCY
What it really
costs.
You only pay 0.1% on what actually moves on-chain ($0.10 minimum). Spliz optimizes transfers to reduce the volume — and your fees. The exact amount shows in the app before you sign.
- No subscription
- No hidden fees
- No withdrawal fees
0.1%*
in Spliz fees, all-in
On $1,000 split between 4 friends
that's $0.25
$250 on-chain · 2 transfers instead of 4 · gas covered
See transfer breakdown
- LéaKev$150
- NinaLiam$100
* $0.10 minimum per settlement
HOW SETTLEMENT WORKS
Stable, instant,
transparent
Pegged to the dollar
USDC is a stablecoin backed 1:1 by dollar reserves. Designed for stability — no crypto volatility.
Instant finality
Settlements are final once confirmed on-chain. No reversals, no chargebacks.
Fully transparent
Every settlement is recorded on a public ledger. Verifiable by anyone, anytime.
FAQ
Common
questions
You receive an invitation link by message. Tap it, the app opens, and you join the group in one tap. First time? The link takes you to the store to download Spliz.
Spliz takes care of it. Sign in with Google or Apple, and your secure wallet is created automatically. You can also connect an existing wallet if you prefer.
Spliz is completely free to use — tracking expenses, inviting members, managing your group costs nothing. When your group settles, a flat 0.1% fee applies (minimum $0.10). That’s it. Gas fees? Covered. Hidden fees? None. You see exactly what you pay before you approve. For a $100 group dinner split between 4, that’s about $0.03 per person.
Each member reviews the expenses and approves at their own pace. Settlement happens once everyone has signed. The group settles together, when everyone is ready.
Your wallet is secured with bank-grade encryption. Settlements go through a smart contract — your funds stay under your control. All transactions are transparent and verifiable on-chain.
USDC is a stablecoin — a digital currency pegged to the US dollar. Issued by Circle, backed by dollar reserves, and widely used around the world.
You can transfer USDC from any wallet or exchange like Coinbase. In-app purchase options via partner services are coming soon.
TRUST & SECURITY
Your funds, your control
Non-custodial
Spliz never holds your funds. The smart contract transfers directly between wallets.
USDC by Circle
Settlements use USDC — a stablecoin pegged 1:1 to the US dollar, backed by cash reserves.
Built on Base
Base is an Ethereum L2 built by Coinbase. Transactions confirm in ~2 seconds.
100% consensus
No one can be charged without their explicit signature. Every member must approve.
Your next split,
settled in seconds
Download Spliz and try it with your group.