Compare
Spliz vs Splitwise
For a trip or everyday costs, compare how you add expenses, invite friends and pay each other back.
Everyday expense sharing
Compare the tools your group will use before choosing an app.
| Splitwise | Spliz | |
|---|---|---|
| Access for group members | A member gets access once you add their email or phone number. Before that, you can track them by name. | Guests join after installing the app, without an account. |
| Expense tracking price | Free plan. Paid Pro adds features such as receipt scanning, currency conversion and an ad-free app. | Free, with no ads. Up to 5 ongoing Spliz at a time. Add expenses and record repayments made elsewhere. |
| Add expenses with no daily cap | No. The free plan has a daily expense limit, and Splitwise does not publish the number. Pro removes it. | Yes. No daily cap. Up to 5 ongoing Spliz at a time, each with 250 expenses and 15 members. |
| Split equally, by shares or exact | Yes. Three splitting methods. | Yes. All three, plus random pick. |
| One running balance per person | Yes. A balance for each person. | Yes. The net balance for each person. |
| Your own currency | Yes. Multi-currency display. | Yes. 36 currencies, converted at the day鈥檚 rate. |
| Groups for trips, roommates, events | Yes. Shared groups. | Yes. One Spliz per group, with its own members and expenses. |
Repayments and payment fees
Record repayments made outside Spliz.
| Splitwise | Spliz | |
|---|---|---|
| Repayment options | Splitwise supports Pay by Bank in selected European countries, and Splitwise Pay, Venmo or PayPal in the US. Availability depends on the country. | Pay back in cash, by bank transfer or with your payment app, then record it in Spliz to keep balances up to date. |
| Payment confirmation | Check the payment provider鈥檚 confirmation. Recording an outside payment is a separate action. | Repayments are recorded by members. Check the payment with the person involved. |
| Payment currency | Depends on the payment method and country. The Spliz currency does not guarantee a payment route. | Pick one currency for the Spliz. An expense paid in another currency is converted at the day鈥檚 rate. Repay using the method you agree on together. |
| Payment fees | Depends on the payment method and provider. Check the terms before sending money. | No payment fees: repayments happen outside Spliz. |
Choosing for your group
Try Spliz if you want free expense tracking without ads or a daily cap, and friends who join as guests after installing the app. Split equally, by shares or exact amounts, and record repayments made elsewhere. Up to 5 ongoing Spliz at a time, each with 250 expenses and 15 members.
When to stay on Splitwise
- Your group already keeps a reliable expense history in Splitwise and does not need to change its routine.
- You use Splitwise Pro features such as US card transaction import, receipt itemization or currency conversion. Check their availability and price for your account.
- Your group already uses the payment options available in Splitwise.
Choose the app that fits how your group records expenses and pays back.
From the booking to who owes whom
The budget plans the trip. Spliz keeps track of what each friend actually paid.
App captures with fictional demonstration data: a separate five-person trip to Lisbon. The amounts below are not prices for your trip.
1. Keep the shared costs together
Catherine paid $180 for the stay, Samy $90 for dinner and L茅a $30 for coffee and pastries. All five friends share the three expenses: $300 in total, or $60 each.
Open the screenshot at full size2. See who needs to pay back
Martin and In猫s each owe Catherine $60. L茅a owes Samy $30. After paying outside the app, a member records the repayment in Spliz.
Open the screenshot at full size
Enter your expenses in the app. This example does not import your spreadsheet, calculator results or another app鈥檚 history.
Try Spliz with your next shared expense. Friends can join as guests in the app.
Common questions
Is Spliz a free Splitwise alternative?
Yes. The app is free, with no ads and no daily expense cap. You can have up to 5 ongoing Spliz at a time, created or joined, each with 250 expenses and 15 members.
How does Spliz compare with Splitwise?
Both track group expenses and balances. The Splitwise free plan has a daily expense limit that paid Pro removes; Spliz is free, with no ads and no daily cap: up to 5 ongoing Spliz at a time, each with 250 expenses and 15 members. Splitwise offers payments in some countries; with Spliz you pay back elsewhere and record it.
Can I pay someone back through Splitwise?
Splitwise supports Pay by Bank in selected European countries, and Splitwise Pay, Venmo or PayPal in the US. Availability depends on the country.
How do you pay each other back with Spliz?
Outside the app: in cash, by bank transfer or with your payment app. Then record the repayment in Spliz to keep balances up to date. Spliz does not move money.
Do I need crypto or an account to use Spliz?
No. Expenses stay in the currency of your Spliz and repayments happen outside the app. Friends you invite join from a link as guests, without creating an account.
Can Spliz access or hold my money?
No. Spliz records expenses and repayments; it does not hold or move money. Everyone pays back with their own payment method.
Does Spliz have a paid plan like Splitwise?
Yes, Spliz Premium, an optional in-app subscription. It raises the limit to 100 ongoing Spliz and adds 20 receipt scans per month. The free plan allows up to 5 ongoing Spliz at a time, created or joined, with no ads.
Is Spliz an alternative to Splitwise?
Yes. You can track group expenses, choose how to split each one and see who owes whom, without a daily expense limit, with up to 5 ongoing Spliz at a time. Friends can join as guests.
See also
All comparisons- ComparisonSplitwise, Tricount or Spliz?Splitwise, Tricount and Spliz in one table: price, daily limits, guest access, offline use and repayments, checked against official sources.
- ComparisonSpliz vs TricountSpliz and Tricount are both free, without ads or a daily cap. Compare guest access, offline use, splitting methods and repayments, with sources.
- Use caseGroup tripsFlights, the villa, the boat day, the long dinners. Keep the costs together and leave room for the next plan.
- Use caseRoommatesRent comes from one account, groceries from another. Keep track of what each person covered.
- ArticleHow to split expenses with friends: who owes whom?Work out who owes whom with a $300 example and partial repayments. Use free calculators to split a restaurant bill, rent or vacation rental.
- GlossaryNet balanceA net balance accounts for what someone paid, their share of expenses and recorded repayments. A positive amount is owed to them; a negative amount is what they owe. The underlying entries explain the balance.