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A traveler reads a paper map outdoors

Spliz vs Tricount

Photo : Pedro Ribeiro Sim玫es from Lisboa, Portugal 路 CC BY 2.0 路 Cropped and compressed

Both apps are free, without ads or a daily expense cap, and friends can join without an account. They differ on offline use, splitting methods and repayments. Spliz鈥檚 free plan allows up to 5 ongoing Spliz at a time.

A traveler loads a suitcase into the trunk of a car

Everyday expense sharing

Photo : Familydestinationsguide.com Images 路 CC BY 2.0 路 Cropped and compressed

Compare the tools your group will use before choosing an app.

Everyday expense sharing: Spliz vs Tricount
TricountSpliz
App price
Free, with no ads and no daily expense cap.
Free, with no ads and no daily cap. Up to 5 ongoing Spliz at a time, created or joined, each with 250 expenses and 15 members.
Start without an account
Yes. You can try Tricount without signing up.
Yes. Guests join from the link, in the app, with no account.
Works offline
Yes. Expenses added offline sync when you are back online.
No. An internet connection is required.
Split equally, by shares or exact
Yes. Three splitting methods.
Yes. All three, plus random pick.
One running balance per person
Yes. A balance for each person.
Yes. The net balance for each person.
Your own currency
Yes. Multi-currency display.
Yes. 36 currencies, converted at the day鈥檚 rate.
Groups for trips, roommates, events
Yes. Shared groups.
Yes. One Spliz per group, with its own members and expenses.
Someone checks a phone at an outdoor caf茅 table

Repayments and payment fees

Photo : Rohit Tandon rohittandon 路 CC0 路 Cropped and compressed

Record repayments made outside Spliz.

Repayments and payment fees: Spliz vs Tricount
TricountSpliz
Repayment options
Tricount lets you share a repayment request and record the payment after receiving the money. A request alone is not proof of payment.
Pay back in cash, by bank transfer or with your payment app, then record it in Spliz to keep balances up to date.
Payment confirmation
Check the payment provider鈥檚 confirmation. Recording an outside payment is a separate action.
Repayments are recorded by members. Check the payment with the person involved.
Payment currency
Depends on the payment method and country. The Spliz currency does not guarantee a payment route.
Pick one currency for the Spliz. An expense paid in another currency is converted at the day鈥檚 rate. Repay using the method you agree on together.
Payment fees
Depends on the payment method and provider. Check the terms before sending money.
No payment fees: repayments happen outside Spliz.

Choosing for your group

Choose Spliz if your group wants a random pick on top of the usual splits and records repayments made elsewhere. Choose Tricount if you need to add expenses offline or send repayment requests.

When to stay on Tricount

  • You need to add expenses without a connection, then sync later.
  • Your group already has its expense history in Tricount and wants to keep it there.
  • You use its Splitwise importer or bunq Card integration.

Choose the app that fits how your group records expenses and pays back.

From the booking to who owes whom

The budget plans the trip. Spliz keeps track of what each friend actually paid.

App captures with fictional demonstration data: a separate five-person trip to Lisbon. The amounts below are not prices for your trip.

  1. 1. Keep the shared costs together

    Catherine paid $180 for the stay, Samy $90 for dinner and L茅a $30 for coffee and pastries. All five friends share the three expenses: $300 in total, or $60 each.

    Spliz expense list for the Lisbon demo: accommodation $180, dinner $90, coffee and pastries $30, total $300.Open the screenshot at full size
  2. 2. See who needs to pay back

    Martin and In猫s each owe Catherine $60. L茅a owes Samy $30. After paying outside the app, a member records the repayment in Spliz.

    Spliz balances for the same demo: Martin and In猫s each owe Catherine $60, and L茅a owes Samy $30.Open the screenshot at full size

Enter your expenses in the app. This example does not import your spreadsheet, calculator results or another app鈥檚 history.

Try Spliz with your next shared expense. Friends can join as guests in the app.

Common questions

Is Spliz a free Tricount alternative?

Yes. The app is free, with no ads and no daily expense cap. You can have up to 5 ongoing Spliz at a time, created or joined, each with 250 expenses and 15 members.

What is the difference between Spliz and Tricount?

Spliz adds a random pick to equal, by-share and exact splits, and needs a connection. Tricount lets you add expenses offline and sync later. Both apps are free, without ads or a daily cap, and friends can join without an account. Spliz鈥檚 free plan allows up to 5 ongoing Spliz at a time.

Can I pay someone back through Tricount?

Tricount lets you share a repayment request and record the payment after receiving the money. A request alone is not proof of payment.

How do you pay each other back with Spliz?

Outside the app: in cash, by bank transfer or with your payment app. Then record the repayment in Spliz to keep balances up to date. Spliz does not move money.

Do I need crypto or an account to use Spliz?

No. Expenses stay in the currency of your Spliz and repayments happen outside the app. Friends you invite join from a link as guests, without creating an account.

Can Spliz access or hold my money?

No. Spliz records expenses and repayments; it does not hold or move money. Everyone pays back with their own payment method.

Does Spliz work without an account, like Tricount?

Yes. Install Spliz and open the invitation link to join as a guest. You can add expenses and see your share without creating an account.