Couple
Life together. Your way to share.
The rent, the weekly shop, a weekend away. Agree on the split that works for both of you.
Create a group for two and add your shared expenses as you go. Rent can be 60/40, groceries equal and another purchase an exact amount. Spliz keeps what you each paid and your shares together, without needing a joint account.
How to do it
Open a Spliz for two
One for daily life, another for holidays if you'd rather keep them apart.
Log as you go
Rent by shares (60/40 if your incomes differ), groceries equally, a gift at its exact amount.
One balance between you
No shared spreadsheet, no "how much do I owe you again".
Pay in the app, if you choose
You can keep using Spliz to track expenses. If your group chooses in-app payment, balances settle in USDC on Base once the required approvals and funds are in place. Check the payment details and fee before signing.
A worked example
A month for two, 60/40
- Rent $1,200 paid by Maya, split 60/40. Groceries $400 paid by Leo, equally. Weekend $300 paid by Leo, equally.
- Maya owes $350 on groceries and the weekend, Leo owes $480 on rent: net, Leo owes Maya $130.
- With the required approvals and funds in place, $130 moves in USDC.
Spliz fee: $0.13, shown before you sign.
What Spliz brings
One clear balance between two
See exactly where you each stand, no spreadsheet, no end-of-month guesswork.
Split however you agree
Equal, by shares, or exact. The bigger earner can cover more, entirely your call.
No joint account needed
Each of you keeps your own money in your own wallet; nothing is pooled.
Settle when it suits you
Choose when to settle together. The payment goes through once the required approvals and funds are ready.
Tiny fee, only at settlement
Free to track. 0.1% at settlement with a $0.10 minimum, and no Spliz fee to top up or withdraw.
Common questions
Doesn't this feel like bookkeeping, as a couple?
You don't count cents: log the big items, the balance keeps itself, settle once a month if you like. It's lighter than a joint account.
Can we split unevenly?
Yes: by shares (60/40, 70/30) or exact amounts, per expense or for the whole Spliz.
Without a joint account, where is the money?
In each of your own wallets. Nothing is pooled; at settlement, money moves straight from one to the other.
And to top up or withdraw?
Buying and withdrawing go through our partner Coinbase, which applies its fees. Spliz adds nothing.
Your shared costs, in one place.
Less to work out. More to enjoy.