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Spliz

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Spliz vs Splitwise and Tricount

Everything Splitwise and Tricount do. Plus Spliz settles the balance.

The money actually moves

Spliz actually moves the money: once everyone approves, the whole group's balance settles on-chain in USDC, where a tracker only records who owes what.

The money actually moves: Spliz vs Splitwise and Tricount
Splitwise, TricountSpliz
Moves the money for you
No. They record the total; the transfer is on you.
Yes. The balance clears on-chain once everyone approves.
Clears the whole group in one signature
No. Manual transfers, one person at a time.
Yes. Every balance clears together, all at once, or none does.
Pay back across borders
No. On you: bank transfer, IBAN, or the right local app.
Yes. Built in. Settle with anyone, in any country, in seconds. No IBAN, no bank transfer.

Safe with your money

Spliz is non-custodial and its settlement contracts are audited: your funds stay in your wallet until you sign, and every settlement is public on-chain.

Safe with your money: Spliz vs Splitwise and Tricount
Splitwise, TricountSpliz
Settles without ever holding your money
No. They never move money, so nothing is settled and nothing is held.
Yes. Funds stay in your wallet until you sign, then move straight to the others. Spliz never holds them.
You can check it really happened
No. No on-chain settlement, so nothing to audit.
Yes. Every settlement is public on-chain, and the contracts that move the money are audited.

Settled in dollars, priced honestly

Spliz settles in USDC on Base in seconds and is free to track; the only fee is 0.1% (minimum $0.10) at settlement, shown before you sign.

Settled in dollars, priced honestly: Spliz vs Splitwise and Tricount
Splitwise, TricountSpliz
Where the balance settles
Off-platform, whatever you arrange.
USDC on Base, a dollar stablecoin, in seconds.
What it costs
Free to track; the paying-back is on you.
Also free to track. The 0.1% is only at settlement, $0.10 minimum, shown before you sign.

All the splitting you already know

Spliz does the everyday splitting you already know: equal, shares or exact, one balance per person, 140+ display currencies, and guest mode.

All the splitting you already know: Spliz vs Splitwise and Tricount
Splitwise, TricountSpliz
Split equally, by shares or exact
Yes. both do.
Yes. All three, plus a draw mode.
One running balance per person
Yes. a clean ledger.
Yes. the net balance per person.
Your own currency
Yes. Multi-currency display.
Yes. 140+ currencies for display.
Groups for trips, flats, events
Yes. Yes.
Yes. and guests can join with no account.

Common questions

Is Spliz a free Splitwise and Tricount alternative?

Spliz is free to track and split, like Splitwise and Tricount. The only fee is 0.1% (minimum $0.10) at settlement, and it is shown in full before you sign.

What is the difference between Spliz and Splitwise and Tricount?

Splitwise and Tricount is a tracker: it records who owes what and you pay each other back yourselves. Spliz does the same splitting and then settles the balance for the whole group in one signature, on-chain in USDC on Base, without ever holding your funds.

Does Splitwise and Tricount move the money for you?

No. Splitwise and Tricount records who owes what; you still pay each other back yourselves. Spliz settles the balance for the whole group, on-chain in USDC.

How does Spliz settle a group expense?

Everyone approves once, then every balance clears together in one signature, in USDC on Base, all at once or not at all.

Do I need crypto or an account to use Spliz?

You can join a group as a guest with no account, and see amounts in your own currency. The funds stay in your own wallet until you sign, and the gas is covered.

Is Spliz safe, and can it access my money?

No, Spliz cannot access or hold your money. It is non-custodial: your funds stay in your wallet until you approve, then clear directly to each person. The settlement contracts are audited and every settlement is public on-chain, so you can verify it yourself.

Is Spliz a good Splitwise and Tricount alternative?

Spliz does the same everyday splitting as Splitwise and Tricount, and adds what they leave to you: it settles the whole group's balance in one signature, on-chain in USDC, non-custodial.

The honest verdict

Spliz vs Splitwise and Tricount in one line: they track who owes what, and you pay each other back yourselves; Spliz tracks the same and then settles the balance for the whole group in one signature, in USDC on Base, non-custodial. You keep every basic you know, and gain the part that actually pays people back. Start free, split as much as you want, and you pay nothing until the day you settle.

Settle your next group tab in one signature.

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