Compare
Splitwise, Tricount or Spliz?
One table to choose an app for your group: price, limits, guest access, offline use and how you pay each other back.
Everyday expense sharing
Compare the tools your group will use before choosing an app.
| Splitwise | Tricount | Spliz | |
|---|---|---|---|
| Free plan | Free, with a daily expense limit. Paid Pro removes the limit. | Free expense tracking, without ads or a daily expense cap. | Free, without ads or a daily expense cap. Up to 5 ongoing groups, 250 expenses and 15 members per group. |
| Joining the group | An email or phone number gives a member access. You can track someone by name before inviting them. | Start without an account and share the group link. | Install the app, open the invitation link and join as a guest with a name. |
| Without a connection | Add expenses to existing groups in the mobile app; sync when connected. | Add expenses offline; sync when connected. | An internet connection is required. |
| Unequal shares | Equal splits, shares or exact amounts. | Adjust each person鈥檚 share. | Equal splits, shares or exact amounts, plus random pick. |
| Paid extras | Pro includes receipt scanning, currency conversion and other features. Check the price in your store. | Expense tracking is free. Optional card and travel services have their own conditions. | Optional Premium: up to 100 ongoing groups and 20 receipt scans per month. Check the price in the app. |
Repayments and payment fees
Record repayments made outside Spliz.
| Splitwise | Tricount | Spliz | |
|---|---|---|---|
| Repayment options | Splitwise supports Pay by Bank in selected European countries, and Splitwise Pay, Venmo or PayPal in the US. Availability depends on the country. | Tricount lets you share a repayment request and record the payment after receiving the money. A request alone is not proof of payment. | Pay back in cash, by bank transfer or with your payment app, then record it in Spliz to keep balances up to date. |
| Payment confirmation | Check the payment provider鈥檚 confirmation. Recording an outside payment is a separate action. | Check the payment provider鈥檚 confirmation. Recording an outside payment is a separate action. | Repayments are recorded by members. Check the payment with the person involved. |
| Payment currency | Depends on the payment method and country. The Spliz currency does not guarantee a payment route. | Depends on the payment method and country. The Spliz currency does not guarantee a payment route. | Pick one currency for the Spliz. An expense paid in another currency is converted at the day鈥檚 rate. Repay using the method you agree on together. |
| Payment fees | Depends on the payment method and provider. Check the terms before sending money. | Depends on the payment method and provider. Check the terms before sending money. | No payment fees: repayments happen outside Spliz. |
Choosing for your group
Splitwise suits groups that use its Pro features or its payment options. Tricount suits groups that need to add expenses offline. Try Spliz for a free app without ads or a daily cap, where friends join as guests and a random pick sits next to the usual splits.
When to stay on Splitwise or Tricount
- Your group pays back in cash or by bank transfer, and your current app tracks it well.
- The features you already use meet your group鈥檚 needs.
- Switching apps would mean leaving a history you often refer to.
Choose the app that fits how your group records expenses and pays back.
From the booking to who owes whom
The budget plans the trip. Spliz keeps track of what each friend actually paid.
App captures with fictional demonstration data: a separate five-person trip to Lisbon. The amounts below are not prices for your trip.
1. Keep the shared costs together
Catherine paid $180 for the stay, Samy $90 for dinner and L茅a $30 for coffee and pastries. All five friends share the three expenses: $300 in total, or $60 each.
Open the screenshot at full size2. See who needs to pay back
Martin and In猫s each owe Catherine $60. L茅a owes Samy $30. After paying outside the app, a member records the repayment in Spliz.
Open the screenshot at full size
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Enter your expenses in the app. This example does not import your spreadsheet, calculator results or another app鈥檚 history.
Try Spliz with your next shared expense. Friends can join as guests in the app.
Common questions
Is Spliz a free Splitwise and Tricount alternative?
Yes. The app is free, with no ads and no daily expense cap. You can have up to 5 ongoing Spliz at a time, created or joined, each with 250 expenses and 15 members.
How does Spliz compare with Splitwise and Tricount?
The Splitwise free plan has a daily expense limit that paid Pro removes. Tricount is free, without ads or a daily cap, and works offline. Spliz is free, without ads or a daily cap, with up to 5 ongoing Spliz at a time. It needs a connection and adds a random pick to the usual splits.
Can I pay someone back through Splitwise and Tricount?
Splitwise offers payment integrations in supported countries. Tricount offers repayment requests, recorded as paid once the money arrives.
How do you pay each other back with Spliz?
Outside the app: in cash, by bank transfer or with your payment app. Then record the repayment in Spliz to keep balances up to date. Spliz does not move money.
Do I need crypto or an account to use Spliz?
No. Expenses stay in the currency of your Spliz and repayments happen outside the app. Friends you invite join from a link as guests, without creating an account.
Can Spliz access or hold my money?
No. Spliz records expenses and repayments; it does not hold or move money. Everyone pays back with their own payment method.
Which expense-sharing apps have a daily expense limit?
Among these three, only the Splitwise free plan has a daily expense limit; Splitwise does not publish the number, and Pro removes it. Tricount and Spliz have no daily cap. Spliz allows up to 5 ongoing Spliz at a time, each with 250 expenses and 15 members.
Should I use Splitwise, Tricount or Spliz?
If your group already uses an app that meets its needs, stay. Otherwise, pick Splitwise for its Pro features or payments in your country, Tricount to add expenses offline, and Spliz for a free app without ads where guests join by link.
See also
All comparisons- ComparisonSpliz vs SplitwiseLooking for a Splitwise alternative? Compare daily expense limits, guest access, Pro features and repayment options, with official sources.
- ComparisonSpliz vs TricountSpliz and Tricount are both free, without ads or a daily cap. Compare guest access, offline use, splitting methods and repayments, with sources.
- Use caseGroup tripsFlights, the villa, the boat day, the long dinners. Keep the costs together and leave room for the next plan.
- Use caseRoommatesRent comes from one account, groceries from another. Keep track of what each person covered.
- ArticleHow to split expenses with friends: who owes whom?Work out who owes whom with a $300 example and partial repayments. Use free calculators to split a restaurant bill, rent or vacation rental.
- GlossaryNet balanceA net balance accounts for what someone paid, their share of expenses and recorded repayments. A positive amount is owed to them; a negative amount is what they owe. The underlying entries explain the balance.