Terms & Conditions, version 2026-10-03

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Terms & Conditions
Version 4.0, last updated: October 3, 2026, effective October 12, 2026

1. Service overview
IF YOU LIVE IN THE UNITED STATES: SECTION 23 CONTAINS AN AGREEMENT TO RESOLVE DISPUTES BY INDIVIDUAL ARBITRATION AND A WAIVER OF CLASS ACTIONS. YOU CAN OPT OUT WITHIN 30 DAYS.
Spliz is a mobile application operated by Spliz, SASU with share capital of 100 euros, registered with the Melun Trade and Companies Register under number 103 530 937, 20 rue de Coeuilly, 77340 Pontault-Combault, France, phone +33 6 95 24 48 61, contact@spliz.app, that enables users to split shared expenses and settle balances in USDC on the Base network. Spliz is not a financial institution, custodian, or money transmitter. Spliz also lets you buy USDC and withdraw USDC through third-party partners, under the conditions described in section 6. Spliz also offers an optional subscription, Spliz Premium, described in section 22.

2. Eligibility
You must be at least 18 years old to use Spliz. By using Spliz, with an account or as a guest, you represent that you meet this requirement and that your use complies with all applicable laws in your jurisdiction. If your device or app store tells us that you are under 18, we do not open an account for you and we may close an existing one, after letting you withdraw your funds.

3. Your commitments
By using Spliz, you agree to (a) accurately enter wallet addresses, amounts, and expense information, and verify that information before each signature, because a transaction confirmed on-chain is final; (b) ensure that the funds you use are of lawful origin and that they belong to you or that you are authorized to dispose of them; (c) have the legal capacity to enter into a contract; and (d) use Spliz for personal, non-commercial purposes. You are responsible for the information you provide and the operations you initiate.

4. Wallets & custody
Spliz does not hold, control, or have access to your funds. Payments and settlements are executed by smart contracts on Base from your own signatures. Spliz operates a relayer, a server that submits to the network the transactions you have signed and that bears the network fees for them. Spliz's contracts accept only the relayers that Spliz has authorized. Spliz cannot change the amount, change the recipient, or sign in your place: without your signature, no movement is possible. Spliz may suspend its relayer for a reason of security, maintenance or legal obligation; the suspension is shown to you in the app and no fee is taken on a payment that does not go through. When you withdraw, the transfer of USDC from your wallet to the address provided by the partner is broadcast by this relayer, based on an authorization that you sign and that covers that amount and that destination only. You are responsible for keeping your means of access and recovery safe, including your private keys. This rule does not limit Spliz's liability for a breach of its own obligations, in particular on security. As a result, Spliz is technically unable to refund, cancel, freeze, or reverse a transaction, or to recover a wallet, a private key, or funds that are lost, stolen, or sent by mistake. Backing up your keys is your responsibility.

5. Fees
Spliz charges a 0.1% fee in USDC on each USDC payment made through Spliz, with a minimum of 0.10 USDC per payment. This fee applies both to a group settlement and to a direct transfer of USDC to one person. Network fees for these payments are covered by Spliz. This 0.1% fee is the only amount Spliz takes from a payment. The optional Spliz Premium subscription is described in section 22. Buying and withdrawing USDC go through an independent partner, which applies its own fees, separate from these and displayed by the partner before you confirm. Spliz receives no share of them. See section 6. Fees are transparent, verifiable, and displayed before each signature. Any change to the fee schedule follows section 19: an increase applies to you only after you expressly accept it in the app. Fees apply to each payment. On a payment below 100 USDC, the 0.10 USDC minimum applies and therefore represents more than 0.1% of the amount.

6. Buying and withdrawing USDC through partners
Spliz lets you buy USDC and withdraw USDC to a bank account or a card. These operations are provided by an independent third-party provider, currently Coinbase, acting under its own terms. We may add, replace, or remove a partner. The partner concerned is shown to you in the app before each operation. Spliz is not a party to that operation. The purchase or withdrawal contract is concluded between you and the partner. At no point does Spliz receive, hold, transport, or convert your funds in euros, in dollars, or in any other legal tender currency. The USDC you buy is delivered by the partner directly to your wallet. When you withdraw, the USDC leaves your wallet to an address provided by the partner, based on an authorization that you alone sign and that covers that amount and that destination only. The partner applies its own terms and conditions, its own privacy policy, its fees, its exchange rates, its identity checks, its amount limits, its accepted payment methods, and its country restrictions. These are set by the partner and may change without Spliz being informed. They are presented to you by the partner before you confirm the operation. Spliz charges no fee on a purchase or a withdrawal and receives no share of the partner's fees. The fees stated in section 5 are Spliz's fees only. The partner may refuse an operation, request supporting documents, cap an amount, or suspend or close your access with it, under its own rules. Spliz can neither cancel, refund, speed up, reverse, nor unblock an operation started with the partner, nor obtain the release of sums the partner holds. An operation may fail, remain pending, or be cancelled by the partner. What happens to the sums concerned is then a matter for the partner and its terms. We track the status of your operations and display it to you in the app. An operation that the partner has not completed within a reasonable time is marked as unsuccessful in the app. That marking is internal to Spliz. It does not prejudge the state of your file with the partner and extinguishes no right you hold against it. For any complaint about a purchase or a withdrawal, in particular an amount debited, fees applied, a delay, a refusal, an identity check, or a refund, contact the partner first. The partner alone holds your file, your identity, and your bank details: Spliz does not collect them. If you do not get an answer, write to us at support@spliz.app. We will give you the references of the operation as they appear on our side and we will pass your request on. We do not act in place of the partner and we cannot settle a dispute that concerns it. The availability of buying and withdrawing varies with your country, your region, your currency, and your payment method. It depends on the partner's catalogue, which may change at any time. These features may be unavailable where the rest of Spliz works normally. We may suspend or remove them, in whole or for a given country, if the partner stops or restricts them, on a regulatory requirement, on a security incident, or for maintenance. We inform you in the app as soon as possible. Before a purchase, we verify that your wallet address does not appear on a sanctions list; before a withdrawal, we verify the destination address provided by the partner. If the address appears on such a list, the operation is refused. Until the verification can be carried out, the operation does not go through. You remain free, at any time, to receive and send USDC directly, without going through a partner.

7. Transfer limits
USDC transfers you make through Spliz to another person are capped at 550 USDC per transfer, 1,100 USDC over a rolling 24 hours, and 3,300 USDC over a rolling 30 days, about 500, 1,000, and 3,000 euros. Spliz sets these caps as a precaution. They apply to the amounts you send, not to the amounts you receive. Purchases and withdrawals are subject to the partner's limits (section 6). An increase in these caps applies as soon as it is announced in the app. A decrease applies to you only after you expressly accept it, under route (a) of section 19.2. Only a legal or regulatory obligation can require an immediate decrease; you are then notified of it in the app.

8. Payments & settlement
A USDC payment through Spliz leaves your wallet only with your signature. When a group settlement is proposed, it executes only after every member with a non-zero balance has signed. No member can be charged without their explicit approval.

9. Right of withdrawal
Using Spliz without a subscription is free, apart from payment fees (section 5). You may end the contract at any time, at no cost and without giving a reason, by deleting your account. A payment is executed at your express request, when you sign it; once confirmed on the network, it is fully performed and can no longer be withdrawn from. Spliz Premium is covered by section 22.7.

10. Service availability and warranties
Spliz undertakes to provide a service that conforms to the contract and to the criteria of Article L.224-25-14 of the French Consumer Code, and you benefit on that basis from the legal guarantee of conformity for digital services (Articles L.224-25-12 et seq.), of which you cannot be deprived. Spliz does not guarantee uninterrupted operation: maintenance or an incident may temporarily suspend the service. These interruptions do not set aside the legal guarantee of conformity or Spliz's liability under the law. The service depends on third-party infrastructure that Spliz does not control (the Base network, USDC), described in sections 13 and 14.

11. Limitation of liability
To the extent permitted by law, Spliz is not liable for damages arising from causes outside its control, including: the loss or compromise of your private keys without any breach by Spliz, an error in the destination address or amount you entered, a chain fork or reorganization, a failure or de-peg of USDC or its issuer, or a vulnerability in a smart contract that does not belong to Spliz. Where Spliz is liable for a breach of its obligations, it compensates the direct and foreseeable damage resulting from it, under Articles 1231-3 and 1231-4 of the French Civil Code. If you are a consumer, this compensation is not subject to any cap, subject to section 23.5 if you live in the United States. If you are not acting as a consumer, it is limited to the higher of the following two amounts: (i) the total amount of the payment in connection with which the breach occurred, or (ii) 500 euros; this cap does not apply in cases of fraud or gross negligence, in cases of personal injury, or where the law prohibits it.

12. Indemnification
You are required to indemnify Spliz for the direct consequences of third-party claims resulting from your breach of these terms, of applicable law, or of the rights of a third party, within the limits of your own fault and excluding damages that would result from a breach by Spliz. This obligation does not cover costs that Spliz would have incurred in the absence of your fault.

13. Blockchain risks
Settlements are executed on the Base network (an Ethereum Layer 2) and are final and irreversible once confirmed. Spliz does not control USDC (issued by Circle), the Base network, or the underlying Ethereum blockchain. Settlements may be delayed or paused in exceptional circumstances (network congestion, emergency maintenance). You acknowledge that on-chain transactions cannot be reversed or canceled after execution.

14. Force majeure
Spliz shall not be liable for any failure or delay in performing the service resulting from an event of force majeure within the meaning of Article 1218 of the French Civil Code. Where they meet its criteria, such events may include: a general Base network outage, a failure, freeze, or de-peg of USDC or its issuer, a chain fork or reorganization, a cyberattack, or a regulatory requisition or injunction.

15. Financial disclaimer
Spliz is not a bank, exchange, broker, or financial advisor. Spliz does not provide investment, tax, or legal advice. USDC is a third-party stablecoin and is not legal tender or a government-backed currency. Your funds are not protected by any deposit guarantee scheme (FDIC, FGDR, or equivalent). You are solely responsible for your own tax reporting obligations related to USDC transactions. Spliz is neither authorized nor registered as a crypto-asset service provider, nor as a payment institution or an electronic money institution. USDC is an electronic money token issued by Circle; the right to redeem USDC is exercised against its issuer, not against Spliz. Because Spliz holds no client funds, there are no assets to segregate and no risk of commingling should Spliz become insolvent. Buying and withdrawing USDC are carried out by a third-party partner, which is the regulated actor for these operations and applies its own identity checks.

16. Acceptable use and geographic restrictions
You may not use Spliz (a) for any unlawful purpose, including money laundering, financing of terrorism, sanctions evasion, fraud, market manipulation, or tax evasion; (b) to attempt to circumvent the AML and sanctions controls described in our Privacy Policy section 9; (c) to harass, defame, or harm other users; (d) to upload content that infringes intellectual property rights or contains malware; or (e) to scrape, reverse-engineer, or interfere with the operation of the service. You represent that you neither reside nor are located in any country or region subject to comprehensive sanctions under the OFAC, EU, or UN sanctions regimes, and that you are not on any sanctions list. You also represent that you are not on any U.S. government restricted party list, including the OFAC Specially Designated Nationals list and the Commerce Department's Entity List and Denied Persons List, and that you will not use or export Spliz in violation of U.S. export control laws. Spliz does not verify your geographic location: complying with this clause is your responsibility. Spliz does verify the addresses involved in a payment, a purchase, or a withdrawal. If one of them appears on a sanctions list, the operation is refused; until the verification can be carried out, the operation does not go through. In case of a serious violation of this section (unlawful activity, sanctions, fraud), we may suspend or terminate your account without notice and report the facts to the competent authorities. In other cases, section 17 applies.

17. Objectionable content, moderation, and reporting
Spliz does not accept any objectionable content or any abusive behavior toward other users. This includes harassment, offensive, hateful, or sexually explicit content, spam, impersonation, and content that infringes the rights of a third party. Reporting: any user can report a piece of content or a member from within the app; anyone, including people who do not use Spliz, can report content to us at abuse@spliz.app. A report sent from the app receives an immediate, automated acknowledgement of receipt. A report sent by email is confirmed as received without undue delay. In both cases, we review it as quickly as possible and, as a rule, within 24 business hours. Moderation: decisions are made by a person, with no automated decision-making. Depending on the seriousness, measures range from a warning to removal of the content, suspension, and then termination of the account. Reasons and appeals: any removal of content, suspension, or termination is notified to you with an indication of the facts at issue, the clause relied on, and the available means of challenge (support@spliz.app, then a consumer mediator or the competent court, or, if you live in the United States, the process in section 23.2); measures taken following your report are also notified to you. Except where the law or the seriousness of the facts requires otherwise, termination is preceded by reasonable notice allowing you to withdraw your funds and retrieve your data. Where a report raises a suspicion of a criminal offence involving a threat to the life or safety of persons, we inform the competent authorities without delay.

18. Consumer mediation
If you are a consumer and a dispute arises, first send us a written complaint at support@spliz.app: we undertake to respond. If it is not resolved, you may refer the dispute free of charge, within one year of that complaint, to the consumer mediator Spliz belongs to, in accordance with Article L.612-1 of the French Consumer Code: CM2C (Centre de la Médiation de la Consommation de Conciliateurs de Justice), 49 rue de Ponthieu, 75008 Paris, France, https://www.cm2c.net/declarer-un-litige.php, litiges@cm2c.net. Recourse to mediation is optional: it never deprives you of the right to bring the matter directly before the competent court, and it is not a precondition to legal action. If you reside in another Member State of the European Union, you can also contact the European Consumer Centre in your country (https://www.europe-consommateurs.eu).

19. Modifications
19.1 Entry into force of this version. This version enters into force on the day it is published, on the date shown at the top of these terms. It applies to your account as soon as you expressly accept it. You accept it by creating your account, after the notice that refers you to it, or later in the app. On the day it is published, an in-app notification informs existing accounts of it, with the new text and a summary of the changes. Until you accept it, the version you last accepted continues to apply to you; you then cannot subscribe to Spliz Premium or occupy a shared seat. You may delete your account at no cost at any time; your funds stay in your wallet.
19.2 Future changes. We may change these terms for a valid reason: a change in the service or technology, security, a legal or regulatory obligation, or a change of provider. Each change is announced to you through an in-app notification, with the new text and a summary of the changes. It applies to you in one of the following two ways. (a) Express acceptance: the change applies as soon as you accept it in the app. Until you accept it, the version you last accepted continues to apply to you, with the effects described in section 19.1. (b) Advance notice: the notification is sent to you at least 15 days before the effective date of the change. You may delete your account at no cost before that date or at any time after it; your funds stay in your wallet. A change that reduces your rights, adds a limit, changes a price or changes how disputes are resolved always follows route (a). Continued use of Spliz never counts as acceptance of a change.
19.3 Notices. The notification stays in your notification history as long as you have neither accepted the change nor deleted your account. You agree that we may give you any notice about these terms or your subscription in the app, and that a notice kept in your notification history is a notice in writing.

20. Governing law and jurisdiction
If you live in the United States, section 23 applies instead of this section. These terms are governed by the laws of the French Republic. Any dispute arising out of or in connection with the use of Spliz that cannot be resolved amicably shall be brought before the competent court. If you are a consumer, you may bring proceedings, at your choice, before the court of the place where you are domiciled or before one of the courts having territorial jurisdiction under the code of civil procedure. Spliz may bring proceedings against you only before the courts of the Member State where you are domiciled. Where you are protected by mandatory provisions of the law of your habitual residence, this clause does not deprive you of the protection they afford.

21. General provisions
Severability: if any provision of these terms is held void, unlawful, or unenforceable, the remaining provisions remain in full force and effect. Entire agreement: these terms, together with the Privacy Policy and the Legal Notice, constitute the entire agreement between you and Spliz regarding the service, without prejudice to the pre-contractual information and the public statements made by or on behalf of Spliz, which form an integral part of the contract. No waiver: Spliz's failure to exercise a right under these terms does not constitute a waiver of that right. Assignment: Spliz may assign or transfer these terms, including in the context of a merger, acquisition, or reorganization, subject to your rights being preserved; you may not assign your rights or obligations without our prior written consent. In the event of an assignment, you may terminate the contract and delete your account at no cost, withdrawing all of your funds, within 30 days of notification of the assignment. Language: these terms are drafted in French, English, and Spanish. In the event of a discrepancy between the versions, the French version prevails, unless another version is more favorable to you. If you live in the United States, the English version prevails.

22. Spliz Premium
22.1 Subscription. Spliz Premium is an optional subscription. You can use Spliz without it. Spliz Premium requires an account.
22.2 What it includes. With Spliz Premium, you can take part in up to 100 ongoing Spliz at a time, instead of 5 without a subscription. A Spliz is ongoing from the moment you create or join it until you leave it or a group settlement made in the app closes it. A Spliz whose debts were paid by transfers or outside the app, for example in cash or by a reimbursement recorded in the app, stays ongoing until you leave it. The sample Spliz created for you counts towards this limit, like any other ongoing Spliz. Spliz Premium also gives access to receipt scanning, up to 20 scans per person per calendar month, in universal time. Unused scans do not carry over. These numbers are also shown in the app before you buy; they change only under the conditions of section 22.11. The limit of 5 ongoing Spliz without a subscription applies only to accounts that have expressly accepted this version (section 19.1). Receipt scanning is reserved for Spliz Premium.
22.3 Without a subscription. Viewing a Spliz, adding or editing an expense, inviting, leaving a Spliz, settling, cancelling your subscription and deleting your account remain possible without a subscription. Reaching a limit only prevents you from creating or joining a new Spliz, or from scanning a receipt. Nothing you already have is taken away.
22.4 Price and payment. The subscription is weekly, monthly or yearly, with no free trial, and gives the same rights whatever its duration. It is sold only in the app, through the Apple App Store or Google Play, which collects the payment as the seller, under its own terms. The price, currency and taxes are those shown by the store before you buy. The subscription cannot be paid in USDC or any other crypto-asset. It is separate from the settlement fee described in section 5.
22.5 Automatic renewal. Your subscription renews automatically at the end of each period, for the same duration, and continues until you cancel. Each renewal is charged to your App Store or Google Play account at the price shown when you subscribed, unless you have accepted a new price under section 22.11. To avoid the next charge, cancel before the renewal date, within the time set by your store. Spliz reminds you in the app of the renewal date and how to cancel twice before each renewal of a yearly subscription: 35 days before the renewal, and again between 20 and 25 days before it. For a weekly or monthly subscription, Spliz reminds you 35 days before each 12-month anniversary of continuous subscription. If you do not receive a reminder within these periods, you may cancel at any time after the renewal and get a refund of the unused part of the period. There is no commitment beyond the current period.
22.6 Cancellation and end of subscription. You can cancel anytime, at no cost, in your App Store or Google Play subscription settings. The app takes you there from Settings, Spliz Premium. After you cancel, Spliz Premium stays active until the end of the period you paid for. When your subscription ends, nothing is deleted: your Spliz, expenses and balances stay available, and the limits without a subscription apply again. Deleting your Spliz account does not cancel your subscription: cancel it in your store first. If Spliz terminates your account, it tells you how to cancel the subscription in your store. Unless you committed a serious violation, Spliz refunds the unused part of the current period.
22.7 Right of withdrawal. If you are a consumer, you have 14 days from each subscription to withdraw, without giving a reason. The automatic renewal of the same subscription does not open a new period. To withdraw, use the store that collected the payment (App Store: the purchase history of your Apple account; Google Play: your Google Play account), or send us a clear statement at support@spliz.app, for example: "I withdraw from my Spliz Premium subscription taken out on [date], username [username]." The price of the first period is refunded in full within 14 days of your request, by the store or, failing that, by Spliz under section 22.8. Section 9 does not apply to Spliz Premium.
22.8 Refunds. Apple handles all refund requests for App Store purchases, at reportaproblem.apple.com. For Google Play purchases, you can ask Google Play for a refund within 48 hours of the charge; after that, write to support@spliz.app: Spliz reviews your request and may refund you through Google Play. Except where the law requires otherwise or as stated in these terms, a period that has started is not refunded. Nothing in these terms limits a refund right you have under the law of your place of residence. If the store refuses a refund that the law or these terms grant you, write to support@spliz.app: Spliz refunds you the amount due directly, up to the price you paid for the period concerned, by a means you accept.
22.9 Shared spots. The holder of a subscription bought on the App Store or Google Play has 3 spots, whatever the number of their subscriptions. Each spot is shared through a single-use code, usable by one other account. The account that holds a spot has Spliz Premium while the holder's subscription is active, with no payment or renewal on its side. An account that already has Spliz Premium, through its own subscription or through access granted by Spliz, cannot hold a spot. An account holds only one spot from the same holder. The holder can remove a person from a spot; the person can leave it. A freed spot can take another account 30 days after it was freed. When the holder's subscription ends, the accounts holding their spots lose Spliz Premium on the same date, unless they have their own subscription; the spots and old codes expire permanently. If the holder subscribes again after that expiry, available spots receive new codes; the 30-day waiting period still applies to freed spots. Previous recipients do not regain access automatically: they must redeem a new code. Access granted by Spliz, or a spot held, gives no spots to share. Neither the holder nor the person holding their spot sees the other's account information.
22.10 Receipt scanning. Scanning reads a receipt photo automatically. The amount is prefilled only if the receipt total could be checked, and the expense is saved only after you confirm it. Check the amount before you confirm. The photo is sent to a reading provider under the conditions described in the Privacy Policy. A photo that is read counts as a scan, even if it does not show a receipt; a reading that fails does not count. Scanning may be paused temporarily, in particular if the reading provider is unavailable or if the month's volume exceeds the planned capacity. A scan refused during a pause is not counted.
22.11 Changes to the offer and price. Spliz may change Spliz Premium for a valid reason: technical change, cost or availability of a provider, security, legal obligation. A change never costs you more and never reduces the rights of a period already paid. A reduction of rights follows route (a) of section 19.2: it applies only if you expressly accept it in the app. Spliz announces it in the app 30 days before the renewal concerned. If you do not accept it, your subscription ends at the end of the current period, at no cost. A price increase applies only if you accept it through the App Store or Google Play. Spliz announces it in the app 30 days before the renewal concerned, with how to cancel. If you do not accept it, your subscription ends at the end of the current period and you are not charged the new price. Only improvements apply without your acceptance.
22.12 Conformity and liability. Spliz Premium is covered by the legal guarantee of conformity for digital services described in section 10. If there is a defect, write to support@spliz.app: Spliz brings the service into conformity within a reasonable time, and failing that you can obtain a price reduction or termination of the contract, carried out through a refund by the store or, failing that, by Spliz under section 22.8. Spliz's liability is governed by section 11, within the limits permitted by law.
22.13 Access granted by Spliz. Spliz Premium access granted by Spliz costs you nothing, lasts for the period announced when it is granted, does not renew and triggers no payment.
22.14 Disputes. For a dispute about Spliz Premium, sections 18 (mediation) and 20 (governing law and jurisdiction) apply, or, if you live in the United States, section 23 only. A request about payment, refund or cancellation can also be addressed to the store, under its terms.

23. If you live in the United States
This section applies only if you live in the United States.
23.1 Governing law. These terms are governed by the laws of France, without regard to conflict-of-law rules. This choice does not deprive you of the protection of the mandatory consumer laws of your state of residence. Section 23.2 is governed by the Federal Arbitration Act and, to the extent state law applies to its formation, validity or enforcement, by the law of your state of residence, and not by French law. Section 20 does not apply to you, except where section 23.2 is held unenforceable; in that case, you may bring your claim in the state or federal courts of the county where you live.
23.2 Disputes and arbitration. Please read this section: it affects how disputes are resolved. It binds you from the moment you expressly accept a version of these terms that contains it. (a) Contact us first. Before starting a claim, send support@spliz.app a written description of the dispute and the relief you want. Spliz will do the same. Both sides will try in good faith to resolve it within 60 days. Any time limit for bringing a claim is suspended during these 60 days. (b) Individual arbitration. If the dispute is not resolved, you and Spliz agree to resolve any dispute arising out of or relating to Spliz or these terms by binding individual arbitration, administered by the American Arbitration Association under its Consumer Arbitration Rules and, where applicable, its Mass Arbitration Supplementary Rules. The arbitration takes place by video or in the county where you live, as you choose. Spliz pays all American Arbitration Association filing, administration and arbitrator fees beyond the consumer filing fee set by those rules, and pays them on time. You and Spliz waive any right to a jury trial for claims covered by this section. This section also covers claims against Spliz's officers, employees and agents relating to Spliz. (c) Small claims. Either side may instead bring an individual claim in small claims court, if it qualifies. (d) No class actions. Claims may be brought only individually, not as a plaintiff or class member in any class, collective or representative proceeding. The arbitrator may not consolidate claims of more than one person. If this paragraph is found unenforceable for a claim seeking public injunctive relief, that claim will be decided by a court after the arbitration of all other claims, and the rest of this section still applies. (e) Mass filings. If 25 or more similar arbitration demands are filed by or with the help of the same law firm or organization, the AAA Mass Arbitration Supplementary Rules and the AAA mass arbitration fee schedule apply. Each demand remains an individual arbitration and receives its own award. (f) Opt out. You may opt out of this section within 30 days after you first expressly accept a version of these terms that contains it, by emailing support@spliz.app with your Spliz username and the words "arbitration opt-out". Opting out does not affect any other part of these terms or any earlier opt-out. (g) Exceptions. Either side may bring claims for infringement of intellectual property and requests for urgent injunctive relief in court. (h) Who decides. The arbitrator decides any question about the scope, validity or enforceability of this section, except that a court decides any question about paragraphs (d) and (e). A claim never proceeds as a class, collective or representative arbitration. (i) Changes and survival. A change to this section applies to you only after you expressly accept it in the app, and never to a claim already filed or already notified under paragraph (a). You may reject it by emailing support@spliz.app within 30 days after that acceptance, in which case the version you had accepted before continues to apply. This section survives the deletion of your account and the end of these terms.
23.3 Warranties. TO THE EXTENT THE LAW OF YOUR STATE ALLOWS, SPLIZ IS PROVIDED "AS IS" AND "AS AVAILABLE", AND SPLIZ DISCLAIMS ALL IMPLIED WARRANTIES, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. Section 11 applies to you, subject to section 23.5.
23.4 App Store and copyright. If you downloaded Spliz from the Apple App Store, Apple's Licensed Application End User License Agreement also applies to your use of the app. If it conflicts with these terms, these terms prevail, except for the rights it grants Apple. If you believe content in Spliz infringes your copyright, send a notice under the Digital Millennium Copyright Act to abuse@spliz.app, with the information required by 17 U.S.C. § 512(c)(3). If your content was removed and you believe it was a mistake, you may send a counter-notice under 17 U.S.C. § 512(g)(3) to the same address. Spliz removes infringing content and closes the accounts of repeat infringers.
23.5 Limitation of liability. TO THE EXTENT THE LAW OF YOUR STATE ALLOWS, SPLIZ IS NOT LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES OR LOST PROFITS, AND SPLIZ'S TOTAL LIABILITY FOR ALL CLAIMS RELATING TO SPLIZ IS LIMITED TO THE GREATER OF THE AMOUNTS YOU PAID FOR SPLIZ PREMIUM AND SPLIZ FEES IN THE 12 MONTHS BEFORE THE CLAIM, OR 100 US DOLLARS. THIS LIMIT DOES NOT APPLY TO FRAUD, WILLFUL MISCONDUCT, GROSS NEGLIGENCE OR PERSONAL INJURY.

24. Contact
For questions about these terms, contact us at contact@spliz.app.