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Spliz

Record a repayment

Tables on a caf茅鈥檚 wooden terrace among potted plants

Record what you paid back to a friend.

Photo : PattayaPatrol 路 CC BY-SA 4.0 路 Cropped and compressed

Agree on a payment method, pay your friend outside Spliz, then update the group鈥檚 records.

Spliz distinguishes an expense from a repayment. If a friend paid your share of dinner, pay them back outside Spliz with a method you agree on. Then record the repayment in Spliz.

How to do it

  1. Someone writes by hand in a notebook on a table

    Create a group for the two of you

    Photo : rawpixel.com rawpixel 路 CC0 路 Cropped and compressed

    Send the link. Your friend joins in the app with a name, no account needed.

  2. A restaurant check beside cash at the end of a meal

    Log what each of you fronted

    Photo : F ASTILY 路 CC BY-SA 3.0 路 Cropped and compressed

    The tickets, the deposit, the gift you went in on together. Equal shares or exact amounts.

  3. A notebook, a pen and sticky notes beside a laptop

    Read the net balance

    Photo : www.Pixel.la Free Stock Photos 路 CC0 路 Cropped and compressed

    Two expenses in opposite directions become one number: what one of you owes the other.

  4. Someone checks a phone at an outdoor caf茅 table

    Pay back your way

    Photo : Rohit Tandon rohittandon 路 CC0 路 Cropped and compressed

    Pay back in cash, by bank transfer or with your payment app, then record the repayment in Spliz.

Friends sharing dinner around a table with a red tablecloth

A worked example

Photo : PattayaPatrol 路 CC BY-SA 4.0 路 Cropped and compressed

The group鈥檚 expenses and repayments

  • Concert tickets $140 paid by Maya in Lisbon, split between 2: $70 each. Dinner deposit $30 paid by Jon in New York, split between 2: $15 each.
  • Balances: Maya +$55, Jon -$55.
  • Record the repayment made elsewhere in Spliz.

The group can see what each person owes and record repayments as they happen.

What Spliz brings

  • Net, not gross

    You paid some, they paid some. Spliz shows one amount to repay.

  • Recorded repayments

    Find expenses and repayments recorded by the group.

  • Every amount explained

    See which expenses make up each amount.

  • Keep your own money

    Everyone keeps their own money. You do not need a joint bank account to split expenses.

  • Other currencies on a trip

    Pick one currency for the Spliz. An expense paid in another currency is converted at the day鈥檚 rate. Repay using the method you agree on together.

Common questions

Can I pay directly in Spliz?

No. Pay outside Spliz, by bank transfer, cash or another app. Then record the repayment in Spliz.

Do I need an account to join the group?

No. Friends install the app and join the group through a link, without creating an account.

What does Spliz cost?

The app is free, with up to 5 ongoing Spliz at a time. Add expenses and record repayments made elsewhere.

Can I view expenses in my currency?

Yes. Pick one currency for the Spliz. An expense paid in another currency is converted at the day鈥檚 rate. Repay using the method you agree on together.

Pay back your way, then record it in Spliz.