Do you need crypto to use Spliz?
No. Spliz records shared expenses in your currency. Friends join from a link, and you pay each other back outside the app.
On this page
No. Spliz is an app for shared expenses: you add what each person paid, choose who shares each expense and see everyone鈥檚 balance in your display currency. There is no wallet to create and nothing to buy.
How does Spliz work today?
Create a group and share its link. Friends install Spliz and join as guests, without creating an account. Each expense records who paid, who took part and how it is split: equally, by shares or by exact amounts.
How do you pay each other back?
Outside Spliz: by bank transfer, in cash or with another payment app. Then record the repayment in Spliz so balances stay up to date. Recording it does not move money or confirm a bank payment.
What about the earlier version with USDC?
An earlier version of Spliz offered payments in USDC. They were removed. The availability section of the help page explains what the app offers now and how to access funds held in that version.
Friends first. Enjoy the good times.
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