Spliz blog

Stablecoins, the rails money moves on, and honest guides to splitting expenses.

14 posts shown

SplizJune 19, 20266 min read

Built for one person. Life happens in groups.

Every banking app makes one person the unit. But there are more groups than people, and none has an account. Inside Spliz's three modes.

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Stablecoins & moneyJune 12, 20267 min read

What is a blockchain, really?

A shared notebook nobody can secretly rewrite. How blockchains work, who keeps them honest, what they cost in energy, and what they are actually for.

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Stablecoins & moneyJune 11, 20268 min read

What actually backs USDC? Inside Circle's reserves

77 billion dollars, mostly short Treasury bills, checked monthly by Deloitte. Where USDC's reserves live, and what the promise does and doesn't cover.

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Stablecoins & moneyJune 7, 20265 min read

Why Visa and Mastercard now settle in stablecoins

Mastercard just added six stablecoins to card settlement. Visa already moves billions in USDC. What changes when the rails never close.

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RegulationJune 5, 20266 min read

MiCA, explained: Europe's stablecoin rulebook

Europe wrote the first stablecoin rulebook. What MiCA actually requires, why USDT vanished from EU exchanges, and what it means for you.

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Stablecoins & moneyJune 5, 20266 min read

What is a stablecoin, really?

A dollar that lives on the internet, explained: how stablecoins work, why the peg holds, and the truth behind the 'bigger than Visa' headline.

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SplizJune 3, 20264 min read

Do you need crypto knowledge to use Spliz?

No. Sign in with Google or Apple, a wallet is created for you, and you settle in USDC. No seed phrase, no gas to buy, no crypto experience needed.

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Splitting expensesMay 30, 20264 min read

Why settling on-chain ends the awkward money moment

The awkward moment is the asymmetry: one creditor chasing friends. Settling the whole group at once, atomically, in USDC, removes it.

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Splitting expensesMay 27, 20264 min read

How to split expenses with friends (without the chasing)

Split equally, by shares or exact, keep one balance per person, then settle the whole group at once in USDC. No more chasing transfers.

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Splitting expensesMay 20, 20263 min read

How to split expenses without a bank transfer

No IBANs, no one-by-one transfers. The group settles in USDC on Base, in one transaction, between your own wallets. Spliz holds nothing.

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Stablecoins & moneyMay 14, 20263 min read

USDC vs EUR for group expenses: what changes

Spliz settles in USDC, not euros. You read in euros, settle in dollars, with a small FX gap stated plainly. We name the gap instead of hiding it.

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Splitting expensesMay 6, 20264 min read

How to split a group trip and settle in USDC

Split a group trip and settle in USDC on Base: log expenses, everyone approves once, every balance clears in one transaction. No bank, no chasing.

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Security & controlApril 22, 20264 min read

What "non-custodial" means when you split expenses

Non-custodial means the service never holds your money. Funds stay in your own wallet in USDC, and nothing moves without your signature.

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SplizApril 9, 20265 min read

Why we built Spliz: the end of "you owe me"

Tracking expenses is not enough. Spliz actually settles balances, in seconds, in USDC on Base, no manual transfers, no follow-ups.

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