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Spliz blog

Advice on shared expenses, group travel budgets and everyday money questions.

27 posts shown

Money and fintech3 min read

Mastercard鈥檚 stablecoin bet: check before paying

The October 19, 2026 announcement puts risk checks before the transfer. What Stablecoin Security promises and what still needs evidence.

Money and fintech9 min read

Stablecoins 2026: the recap

Visa, Mastercard, Samsung and SAP: stablecoin announcements, partnerships and payment volumes through October 13, 2026.

Money and fintech8 min read

Mastercard Wallet Pay: from wallet balance to checkout

How Mastercard Wallet Pay connects wallets to checkout, where stablecoins fit, and what builders need to verify about custody, costs and refunds.

Money and fintech6 min read

Stablecoins: what banks stand to keep or lose

Banks can hold stablecoin reserves while another app owns the customer relationship. What Qivalis and tokenized deposits reveal about that competition.

Money and fintech5 min read

Fed rate hike: what changes for your money?

What the September 2026 Fed rate hike means for US savings accounts, credit cards and mortgages. Clear examples and nine primary sources.

Money and fintech10 min read

What backs the US dollar? From gold to stablecoins

Is the US dollar backed by gold? Follow its history from silver coins through the Federal Reserve, 1933, 1971 and dollar stablecoins.

Money and fintech12 min read

Digital euro: what would actually change for you?

Digital euro explained: timing, payments, privacy, cash and holding limits. Verified facts and the decisions still pending in 2026.

Money and fintech6 min read

Qivalis: the euro stablecoin of 37 banks, explained

37 banks back a euro stablecoin project. Authorization, distribution and access: the steps between a consortium and an available product.

Money and fintech42 min read

What Is Money? The Story of Who Keeps the Ledger

Your bank balance is a promise written in a ledger. Where it comes from, how banks create it, and who can freeze or rewrite it.

Money and fintech7 min read

How stablecoins are becoming payment infrastructure

Visa, Stripe and bank payouts: where stablecoins fit into payments, what adoption figures show, and what the infrastructure still needs.

Money and fintech3 min

Revolut鈥檚 EURR: behind the app, who owes the euros?

Revolut offers the token; Bridge Building issues it. Understanding EURR through the roles behind its rollout and redemption.

Money and fintech3 min

Custody and self-custody: who can act on your funds?

Keys, recovery, exports and permissions: what custody changes when you make a payment or leave an app.

Money and fintech6 min read

What is Arc, the blockchain Circle is building?

Circle's stablecoin chain opened to the public on September 16, 2026. What Arc promises, who validates it, and what the critics say.

Money and fintech7 min read

Banking as a Service: who is behind your fintech app?

One brand in the app, another institution in the contract. Understanding the roles of a financial provider and its partner.

Money and fintech5 min read

Stablecoin cards: from purchase to refund

Approval is one step in a longer journey. Follow a wallet-backed card purchase through authorization, spending permissions and a refund.

Money and fintech3 min

From wallet to bank: following virtual accounts and offramps

A confirmed blockchain transfer does not prove a bank credit. Follow the steps, responsibilities and total cost of moving funds.

Money and fintech5 min read

Circle National Trust: what does becoming a bank change?

Custody, reserves and token access: understanding Circle鈥檚 trust bank charter and what it means for USDC holders.

Money and fintech3 min read

Crypto wallets: access to funds and the power to act

Addresses, keys, recovery and permissions: understand what a wallet does, who controls it and what changes when you lose your phone.

Money and fintech6 min read

What is x402, the pay-per-use web for AI agents?

Coinbase and Cloudflare are switching on a dormant HTTP code so AI agents can pay per request in stablecoins. What x402 is, and its catch.

Money and fintech3 min

Open USD: sharing the economics of a digital dollar

Launched on September 30, 2026, OUSD links distribution with reserve income and governance. What is established and what remains to be proven.

Money and fintech4 min read

The GENIUS Act: the US stablecoin law, explained

The US federal framework for payment stablecoins: issuer obligations, holder rights and the effective-date formula.

Money and fintech5 min read

Stripe and stablecoins: building a complete payment service

Bridge, Privy and Tempo cover different parts of a payment. What bringing them together offers businesses, and what still needs connecting.

Money and fintech7 min read

What is a blockchain, really?

A shared ledger, validation rules and governance choices. What a blockchain lets you verify and what it does not establish.

Money and fintech3 min

Behind USDC: how to read the reserves

What a reserve report establishes at a given date, and why it does not guarantee your withdrawal process.

Money and fintech5 min read

Why Visa and Mastercard now settle in stablecoins

After a card purchase, partners still need to settle accounts. Where stablecoins enter that process and how to measure the change.

Money and fintech3 min

MiCA: the rights behind a stablecoin

Issuer, platform and redemption: understand the responsibilities MiCA defines and the limits of its protection.

Money and fintech3 min read

Stablecoins: what supports the promise of a dollar

A stablecoin targets a steady value. Reserves, redemption and market prices explain what supports that promise.