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Spliz blog

Advice on shared expenses, group travel budgets and everyday money questions.

28 posts shown

Shared expenses6 min read

Christmas activities with friends: 12 ideas, who pays

Pick a market, ice rink or game night. Everyone covers personal purchases; split shared costs among those taking part.

Shared expenses4 min read

Secret Santa with friends: budget, draw and rules

Set a spending cap and excluded pairings before the draw. Everyone pays for their gift; agree together on shipping costs.

Shared expenses4 min read

New Year's Eve with friends: splitting the costs

Separate the house rental, food and alcohol. Split each cost among the people involved and agree on a rule for evening-only guests.

Shared expenses4 min read

Ugly Christmas sweater party: ideas and shared costs

Plan a sweater contest, games and a meal with dishes from guests. Share group purchases and agree on the prize budget before the party.

Shared expenses4 min read

How to split the tip on a group restaurant bill

Tip before or after tax, in proportion or equally, a service charge already on the bill: a worked example for a group, checked to the cent.

Shared expenses5 min read

School carpool: how parents can split the costs

A worked example for a carpool between families: shares per child, uneven driving turns, a one-off trip with tolls and a family without a car.

Shared expenses5 min read

Sharing a pet with roommates: who pays for what

A worked example for a cat shared by three roommates: adoption, food, a vet bill, rounding, pet sitting and what to settle when the household splits up.

Shared expenses5 min read

Furniture bought by roommates: who keeps what?

Sofa, washing machine, dishes: a worked example for splitting the purchase, agreeing a simple depreciation rule and buying out a roommate who leaves.

Shared expenses4 min read

Office collection for a farewell gift: who pays what

Free or fixed amounts, the colleague who pays upfront, the leftover money and a late joiner: two worked examples for an office gift collection.

Shared expenses5 min read

Shared subscriptions: shares, price hikes, move-outs

A worked example for sharing internet and streaming at home: monthly and yearly shares, leftover cents, a price increase and someone moving out mid-year.

Shared expenses5 min read

Splitting amateur sports team fees for a season

League fee, jerseys, balls: how a recreational team shares season costs between regulars and substitutes, and what to do when a player quits midway.

Shared expenses4 min read

Baby shower costs: how to split them among the hosts

A worked example: food and decor split among the hosts, a group gift open to guests, a guest of honor who pays nothing, and who gets paid back.

Shared expenses4 min read

Splitting a weekly padel or tennis court

One friend books the court every week. How to share it when players change, someone cancels late, and settle once a month instead of after every game.

Shared expenses4 min read

Wedding guests: splitting travel costs with friends

Friends invited to a distant wedding: how to split the rental, the car and a group gift, and when a couple counts as one household.

Shared expenses4 min read

Taking turns paying: keep a running tab

Two friends who take turns paying for lunch or the movies drift apart when amounts differ. How to keep a simple tab, net it and settle once a month.

Shared expenses4 min read

How to split rent when bedrooms are different sizes

A worked example for splitting rent between roommates: private rooms by size, shared space equally, and fair adjustments for a private bathroom or balcony.

Shared expenses5 min read

A roommate moves out: settling rent and bills

A worked example for a mid-month move-out: prorated rent, utility bills that arrive later, the deposit the landlord keeps and shared furniture.

Shared expenses4 min read

Splitting concert and festival tickets with friends

One friend buys every ticket when sales open. How to share fees, resell a ticket for someone who drops out, and split the festival trip.

Shared expenses4 min read

Splitting a taxi with several stops

One taxi, three drop-offs: compare an equal split, a split by segment and a split by distance, then handle the tip and who pays the driver.

Shared expenses4 min read

Birthday dinner: how to split the bill as a group

A worked example for treating the birthday person: their share, the cake, a friend who leaves before dessert, the tip and who pays the restaurant.

Shared expenses3 min read

How to split groceries and bills with roommates

Separate personal purchases, shared groceries and meals for two. A worked example shows each roommate’s share and who still owes money.

Shared expenses4 min read

Christmas dinner 2026: how to split the cost

A $360 dinner for 8 adults and 4 children. Work out shares, separate alcohol and count dishes people bring, with a message to adapt for your group.

Shared expenses3 min read

Christmas group gift 2026: budget and split the cost

Plan a shared Christmas gift with a per-person limit, delivery costs and unequal contributions. A six-person example and a message for your group.

Shared expenses3 min read

Split a dinner bill when someone does not drink

Six friends, a $240 bill, and only four drinking wine. Work out each share, handle extras, and keep repayments separate.

Shared expenses5 min read

Why one friend always pays first (and how to stop)

Booking for the group also means paying upfront and tracking repayments. How to share that work and keep a common record.

Shared expenses4 min read

How to send money between friends, across borders

How do you repay a friend in another country? Compare transfer fees, timing and the amount received for each method.

Shared expenses2 min read

How to ask a friend to pay you back

Agree on the split early, keep the explanation with the amount, choose how to pay back and record it: talking about money between friends.

Shared expenses4 min read

How to split expenses with friends: who owes whom?

Work out who owes whom with a $300 example and partial repayments. Use free calculators to split a restaurant bill, rent or vacation rental.